Enhanced / Impaired Health Annuity

An enhanced Annuity or Impaired Health Annuity pays a higher annuity income for those with medical conditions which may reduce their life expectancy

You may qualify for an enhanced annuity if you:

  • Smoke
  • Take prescription medications
  • Have been to hospital recently because of a medical condition

The amount of extra income depends on your actual state of health or your lifestyle and can be significant. Simple conditions, which we take for granted as we get older, can qualify for an enhanced annuity like being overweight, having high blood pressure or high cholesterol.

There is no need for a doctor’s appointment as all the information is provided by you. Sometimes the insurance company will write to your doctor to request more information, or to check that you have provided the correct details, but you never have to attend in person.

To find out if you qualify for an enhanced annuity contact us Tel: 01604 588293 or contact us online: Contact Us