An Individual Savings Account (ISA) enables you to save in a simple, tax-efficient way, while generally giving you instant access to your money. This gives you short, medium and long-term saving options, and with the end of the current tax year not too far away. It’s...
Many of us collect a new pension with every job we take. This means over time we amass a collection of pension policies with varying terms and conditions. Some provide extremely valuable benefits and some lacklustre. Unfortunately, most people will stick the policy...