An Enhanced Annuity or Impaired Health Annuity pays a higher income for those with medical conditions and also for those with a smoking or drinking lifestyle such that it may reduce their life expectancy.
You may qualify for an enhanced annuity if you:
- Take prescription medication
- Have been to hospital recently because of a medical condition
The amount of extra income depends on your actual state of health or your lifestyle. Simple medical conditions that we take for granted as we get older can qualify for an enhanced annuity; such as being overweight, having high blood pressure and/or high cholesterol.
FOUR RETIREMENT OPTIONS
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We can provide a scheme review and audit as well as helping you to communicate the pension scheme.